eLifePolicy.com

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Quality Term Life Insurance Issued Instantly ONLINE!

The eLifePolicy.com website offers one of the quickest and most convenient ways to purchase term life insurance coverage. Our easy 3-step process can be completed from the privacy of your home or office without speaking to an agent or requiring you take a medical exam. Just answer a few health questions. If qualified, you can print your in-force life insurance policy in minutes!

This term life policy is provided by subsidiaries of HSBC North America Holdings, Inc., one of the top 10 financial services companies in the United States. HSBC Insurance subsidiaries are A+ rated by A.M. Best Company and offer term life insurance and a variety of other insurance products to customers in the United States.

30-Day Money-Back Guarantee.
If you are not completely satisfied with this policy, you may cancel at any time within the 30-Day Money-Back Guarantee and receive a full refund

Inc. has ranked Spectrum Direct Insurance Services, Inc. (DBA LinkValu.com) in the top 22% on its first-ever Inc. 5,000 list of the fastest-growing private companies in the country for 2007.

Insurance Products are:

Not a bank deposit

Not FDIC insured

Not insured by any federal government agency

Not guaranteed by the Bank

*If you qualify.

This web site [www.elifepolicy.com] is owned and operated by Spectrum Direct Insurance Services, Inc. in accordance with its privacy policy. Spectrum Direct operates as an independent distributor for HSBC insurance and is not affiliated with HSBC. Seymour Alter is the licensed agent. The term life insurance is issued by Household Life Insurance Company, home office, Detroit, MI, administrative office Bridgewater, NJ or First Central National Life Insurance Company of New York, home office New York, NY, administrative office Bridgewater, NJ, which are subsidiaries of HSBC North America Holdings, Inc.. The product is an obligation of Household Life Insurance Company or First Central National Life Insurance Company of New York, only in New York. Life insurance policies contain exclusions and limitations; benefits may vary due to misstatement of age or sex. The product may not be available in all States. The Policy is issued as Form Number HLI-8-132 for Household Life Insurance Company and Form Number CNY-8-815 for First Central National Life Insurance Company of New York, or variation of such. Companies are rated as "A+ Superior" (second highest rating of 16) by A.M. Best Company. The HSBC Insurance logo is a trademark of HSBC North America Holdings, Inc. and is used under license. Policies issued in the following states are currently limited to $250,000: FL.

ADV-08-77 (2/08)